Financial Options


We do everything to keep your costs to a minimum. While we do expect payment at the time of service, there are many payment options. We accept cash, check or credit card (VISA, MasterCard, Discover and Care Credit). Interest free financing is available. All fees for treatment are explained before any work is done.


CareCredit is a simple way to consolidate and manage certain out-of-pocket healthcare expenses, because it is a credit card with a revolving line of credit that can be used repeatedly and for any family member. Read More..

Dental Insurance

Joyful Dental Care is in network and a participating provider for:

  • Delta Dental Premier
  • Guardian PPO
  • Aetna PPO
  • Blue Cross/Blue Shield PPO
  • MetLife PPO


We accept and file e-claims for all PPO dental insurances. However, we are not able to do so for HMO dental insurances, or DMO’s. DMO dentists are selected for you, not the other way around. Because we are not participating members of any DMO plans, we cannot acquire or process any DMO claims.

Call us at (773) 735-7768